Maria S Gutierrez
Loan Officer
NMLS #986596 DRE # 01917013
I began my career in the mortgage industry over 20 years ago, as a licensed originator. I've helped over hundreds of individuals and their families obtain financing for their new home purchase or refinancing of their current mortgage. My business consists of returning costumers and everlasting client relationships. I happily work everyday of the week, and am always ready to answer your mortgage questions.
Understanding Jumbo Loans: When Do they Make Sense?
Jun 17, 2026
Discover how jumbo loans can be a smart choice for financing your dream home. Learn when these larger loans are the right fit for your financial needs.
How Adjustable-Rate Mortgages Work: A Complete Guide
Jun 10, 2026
Understand how adjustable-rate mortgages (ARMs) work, including fixed periods, rate adjustments, indexes, and smart strategies to manage changing payments.
How the Federal Reserve Impacts Mortgage Rates
Jun 03, 2026
Learn how the Federal Funds Rate impacts mortgage rates, including how rate hikes and cuts influence home affordability and borrowing costs.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and trusted guidance every step of the way.
