Elliot Villatoro
Loan Officer
NMLS #310193 DRE 01833382
Elliot Villatoro is an experienced mortgage professional, dedicated to helping his clients achieve their dream of home ownership. A valued member of the financial team at Simply Mortgage, Elliot takes pride in his strong work ethic and commitment to "getting the job done".
Having focused on developing his business in the San Fernando Valley, Antelope Valley, and Los Angeles areas, Elliot believes in establishing effective communication between both realtors and clients to ensure the successful and timely completion of each transaction.
Bilingual in English/Spanish, Elliot has participated in a Personal and Business Growth System. He is knowledgeable in a wide range of loan programs, including Zero-Down, FHA/VA., Jumbo, and Home Equity.
Outside the office, Elliot is a sports enthusiast, enjoys live theater, and movies that are based on true stories.
How Adjustable-Rate Mortgages Work: A Complete Guide
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Understand how adjustable-rate mortgages (ARMs) work, including fixed periods, rate adjustments, indexes, and smart strategies to manage changing payments.
How the Federal Reserve Impacts Mortgage Rates
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Learn how the Federal Funds Rate impacts mortgage rates, including how rate hikes and cuts influence home affordability and borrowing costs.
Pay Off Your Mortgage Early or Invest? How to Make the Right Financial Move
May 26, 2026
Should you pay off your mortgage early or invest extra cash? Compare the pros, cons, risks, and returns to find the best financial strategy for your goals.
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