Elliot Villatoro
Loan Officer
NMLS #310193 DRE 01833382
Elliot Villatoro is an experienced mortgage professional, dedicated to helping his clients achieve their dream of home ownership. A valued member of the financial team at Simply Mortgage, Elliot takes pride in his strong work ethic and commitment to "getting the job done".
Having focused on developing his business in the San Fernando Valley, Antelope Valley, and Los Angeles areas, Elliot believes in establishing effective communication between both realtors and clients to ensure the successful and timely completion of each transaction.
Bilingual in English/Spanish, Elliot has participated in a Personal and Business Growth System. He is knowledgeable in a wide range of loan programs, including Zero-Down, FHA/VA., Jumbo, and Home Equity.
Outside the office, Elliot is a sports enthusiast, enjoys live theater, and movies that are based on true stories.
Do VA Refinance Rates Differ from Purchase Rates?
Jun 24, 2026
Learn how VA refinance rates compare to purchase rates and how fees and loan types impact your total cost.
Understanding Jumbo Loans: When Do they Make Sense?
Jun 17, 2026
Discover how jumbo loans can be a smart choice for financing your dream home. Learn when these larger loans are the right fit for your financial needs.
How Adjustable-Rate Mortgages Work: A Complete Guide
Jun 10, 2026
Understand how adjustable-rate mortgages (ARMs) work, including fixed periods, rate adjustments, indexes, and smart strategies to manage changing payments.
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